How to Borrow Money in the DanaRupiah 2022 Application

How to Borrow Money in the DanaRupiah Application

How to Borrow Money in the DanaRupiah Application – In the digital era like today, it provides a lot of convenience for the community.

This convenience can be seen by the emergence of various applications to borrow money online, one of which is DanaRupiah.

The presence of this application is of course very helpful for people who want to get a loan, but with a fast and easy process.

Because you only provide an ID card and without any collateral, you can withdraw the loan limit.

Discussion on How to Borrow Money in the DanaRupiah Application

Rupiah funds themselves can be categorized as online loans easily, because they are not through bank loans.

However, you only provide personal data such as an ID card and the funds will be sent directly to your account quickly after the verification process.

This platform has also collaborated with several banks such as Maybank, Permata Bank, BRI, BNI, Mandiri, and BCA.

For security issues, this application has been supervised by the OJK and this can be seen from the website page and the download link on the Google Play Store.

If you are interested in borrowing money in this application, we recommend listening to this article to the end, because we will share how to borrow money in the DanaRupiah application and can be applied later.

How to Borrow Money in the DanaRupiah Application

1. How to Borrow Money in the DanaRupiah Application by Downloading the Application

How to Borrow Money in the DanaRupiah Application
How to Borrow Money in the DanaRupiah Application by Downloading the Application

Before discussing how to borrow money in the DanaRupiah application, first make sure that you already have the application installed on your smartphone.

If not, it is recommended to download the application by following these steps:

  • The application can be downloaded by accessing the following link (Download the DanaRupiah Application).
  • After the application is successfully installed, please continue the process by registering an account.

2. How to Borrow Money in the DanaRupiah Application by Knowing the Benefits You Get

How to Borrow Money in the DanaRupiah Application
How to Borrow Money in the DanaRupiah Application by Knowing the Benefits You Get

Before deciding to apply how to borrow money in the DanaRupiah application, you need to know some of the benefits that you will get, including:

1. Fast and Easy Process

When applying for a loan or credit at a bank, it usually requires a fairly long process, it can even take up to 1 month.

However, at DanaRupiah, the loan process is promised to be fast and easy, even just a matter of minutes, guys.

Because the process only needs to download an application and what’s more, you only need to download the application and verify your personal data and the loan form can only be accessed through the application.

2. No Guarantee

Applying for a loan in this application does not require any guarantees, guys and this rule applies to the lowest to highest loan limit.

Unlike the case with bank loans, which may require a car STNK, Motorbike STNK, and other guarantees when borrowing money, DanaRupiah only requires KTP guys.

3. Tenor and Loan Amount Can Be Adjusted As Needed

A long tenor and a loan amount of up to IDR 25,000,000 allows users to adjust the type of loan according to their needs.

For example, for children’s school fees, house installments, buying daily necessities, financing farmers, business capital, and others.

4. Loan Limit Up To 25 Million

DanaRupiah can disburse loans of up to 25 million in a matter of minutes after all the process of verifying your identity is complete.

5. Easy Payment

The loan payment process at DanaRupiah itself can be done by transfer through several banks including BCA, Mandiri, BNI, Maybank, BRI, Permata Bank via ATM, M-Banking, or SMS Banking.

In addition, the payment process can also be done through the nearest Alfamart and Alfa Midi, because you can also pay via the Alfa Group cashier.

6. Personal Data Safe

The entire crew of DanaRupiah is committed to protecting the personal data of borrowers, so that privacy will be guaranteed, guys.

So, your personal data will be guaranteed and will not be disseminated like illegal online lenders.

7. It’s Legal and Safe Because it’s Supervised by OJK

Some time ago, there was indeed a lot of news about the number of illegal online loans that were not supervised by the OJK and this had to be watched out for.

However, the Rupiah Fund itself has been supervised by the OJK with the permit number KEP-18/D.05/2022, so it is safe if you are interested in using its services.

8. Customer Service Available Every Day

If Anfa has problems, then there is no need to worry or be confused, because the DanaRupiah application provides complaint services through CS or customer service.

CS will be ready to serve you or other users from Monday to Sunday from 08.000 to 20.00 and the CS number is 021-397-001-00.

9. Admin Fees and Low Loan Interest

Everyone who is looking for an online loan platform definitely wants low and non-suffocating interest.

Well, the DanaRupiah application is one application that charges admin fees for a maximum interest of 10.5% only.

As a simulation, for example, you borrow Rp. 1,000,000, then the admin fee is Rp. 105,000.

Meanwhile, the loan interest is set at around 22-23% per year, guys.

3. How to Borrow Money in the DanaRupiah Application by Knowing the Features in the Application

How to Borrow Money in the DanaRupiah Application
How to Borrow Money in the DanaRupiah Application by Knowing the Features in the Application

After knowing the benefits that will be obtained, then you also have to know the features in the DanaRupiah application.

Because these features will later be used to process transactions such as applying for loans, paying bills and others.

Well, here’s how to borrow money in the DanaRupiah application by knowing the features in the application, including:

  • The loan process is fast and easy, because it only uses an application and an ID card, so you can apply for a money loan.
  • There are several easy payments that can be chosen according to your wishes, including through Alfamart, Alfa Express, Alfamidi, Mobile Banking and ATMs.
  • The loan process does not require collateral, only using an ID card, disbursement of funds can be done quickly.
  • Customer Service is available which is ready to serve all customers every day from 08.00 to 20.00.
  • Customer privacy is well maintained, so you don’t have to worry about data being leaked.
  • Transaction security is guaranteed, because it already has an operational permit and is supervised by the OJK or the Financial Services Authority.
  • Maximum APR 10.5% per year.

4. Terms of Borrowing Money in the DanaRupiah Application

How to Borrow Money in the DanaRupiah Application
Terms of Borrowing Money in the DanaRupiah Application

Before the loan application process is carried out, make sure you have met some of the requirements set by DanaRupiah.

The requirements for borrowing money in the DanaRupiah application are as follows:

1. Terms of Applying for a Money Loan in the DanaRupiah Application

  • The borrower must be registered as an Indonesian citizen (WNI).
  • Have an e-KTP (electronic identity card).
  • Minimum age 18 years.
  • Have a bank account in a personal name.

2. How to Apply for a Money Loan in the DanaRupiah Application

  • Please download the application via the link we have provided above.
  • After the download process has been successfully carried out, the next step is to run the registration process through the cellphone number.
  • Apply for an online loan through the online loan page then fill in your identity and attach an ID card.
  • Wait a few moments, until there is a verification of your data that has been confirmed by DanaRupiah.
  • After the confirmation is complete, please fill in the desired loan amount and make sure it is according to the ability of the guys, so as not to burden you when paying the installments.
  • Wait a few minutes for the loan to disburse into your account.

The final word

Thus a full review of how to apply for a loan in the DanaRupiah application quickly and easily.

If you are interested in applying for a loan in this application, make sure the tenor and limit submitted do not exceed your ability to pay, so that the bill can be paid on time.

That’s the whole content of our article this time about how to borrow money in the DanaRupiah application 2022. Hopefully useful and good luck.

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