In this article, I will share how to open a BRI account for elementary, middle and high school students. Saving money in the bank is not only done by parents, but also by children, especially students. Procurement of savings for students by this bank is quite profitable because it can teach students not to be wasteful and like to save.
With the incredible advances in technology, there are various banks that offer excellent savings options to students. For those of you who are interested in trying to open an account. Even if you are a student, you have the option of opening a bank account. Check out the explanation below.
Also read: How to Open an Account on Line Bank
Which Bank Is Suitable For Students?
If asked what bank is suitable for students? then BRI bank is the answer. Bank BRI is one of the banks in Indonesia that offers savings for elementary, middle and high school students. Bank BRI is trusted not only by Indonesian adults, but also by Indonesian students.
Many students use this service to save money because it is trusted and certainly safe. Uniquely, BRI bank has adapted attractive features and facilities for student savings to meet the expectations of these student customers.
Customers with student savings accounts have been provided with passbooks and ATM cards, enabling them to use the existing system for various operations. In addition, the Customer also receives accident insurance.
However, as a student of course there are some terms and conditions that you must know first. This is because the type of account choice is also different from the BRI account which is open to the public. Here’s the information.
What are the types of BRI Accounts for Students?
BRI offers a variety of account options, similar to those available when opening an account at another bank. Students, on the other hand, have two types of BRI accounts to choose from:
BRI Junio is a kind of account that is intended for students who are still in school. One of the requirements for opening this account is a child under 12 years old accompanied by a parent or guardian.
BRI Junio has many fun features and facilities for children. Direct BRI Bank, ATM Bersama, Link, or Prima are all options for accessibility. Another benefit is the availability of E-banking services such as SMS, M-banking, and so on. There is also accident insurance, with a minimum balance of IDR 500,000.
What are the Requirements to Open a BRI Junio Account:
BRI Junio for children aged 0 to 12 months, the requirements are:
Parents or guardians must have a Simpedes or BRITama savings account.
- Initial deposit of 100,000.
- Attach KK and birth certificate.
BRI Junio for children aged 12-17 years, the requirements are:
Attach proof of student card for children who will register a Junio account
- Initial deposit 150,000.
Bring a parent-approved statement and a photocopy of the parent’s ID card.
The BRI SimPel account or commonly known as student savings is the second type of BRI account available for students. This is a unique account. This is because student savings are only available in schools that have partnered with BRI banks.
Students aged 17 and under, from high school to junior high school, and from elementary school to kindergarten, can participate. If you are under 12 years old, you must enroll in a school with your parent or guardian. If you are 12 years old or older, you can register an account without the need for a guardian.
Interestingly, this student BRI account is not subject to a monthly administration fee. You will not accept an ATM card if you choose a BRI SimPel account. Therefore, it is better to have a BRI Junio account if you want to have an ATM card.
What are the requirements to open a BRI SimPel Account:
- Provide an initial deposit of 5,000.
Attach a birth certificate, parent’s ID card, family card and fill out the registration form.
How to Open a BRI Account for Elementary, Middle & High School Students
- Visit the nearest BRI branch.
- Take a queue number and queue in front of Customer Service.
- Tell CS BRI that you want to create a student account.
CS will tell you about the different types of accounts available to students, and you are free to choose.
Of course, the officer will explain the advantages and disadvantages of each form of account before making a decision.
All you have to do now is find out which form of account is the best for you to use.
- Wait for instructions and how to activate an account from BRI.
You will be asked to fill out an account registration form. And sign the passbook and create a PIN.
- Then the officer will give you a debit card along with a savings book.
That’s how to open a BRI account for elementary, middle and high school students. Hopefully this article is useful for you. Thank you for visiting and don’t forget to share it with your friends too.